With the end of the FGTS birthday withdrawal, workers can redeem up to R$8,000 from savings

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Workers with a formal contract will be able to carry out the FGTS birthday withdrawal entitled to values ​​ranging from R$ 1 thousand The R$8 thousand. Withdrawals can be made from active and inactive accounts of the Guarantee Fund by length of service.

With the end of the FGTS birthday withdrawal, workers can withdraw up to R$8,000 from savings. Image: Jeane de Oliveira/FDR

The benefit will be available in the coming days, providing workers with another option to access the fund’s resources. O FGTS birthday withdrawal allows redemptions of up to R$8 thousand annually.

This option was introduced in 2020, allowing workers to withdraw an amount every year, in the month of their birth. When opting for FGTS birthday withdrawalit is vital to understand the restrictions in case of dismissal.

In situations of dismissal, the worker no longer has access to the full withdrawal of the Guarantee Fund. In this scenario, he can only withdraw the termination fine from 40%. A new round of FGTS birthday withdrawal will be paid in April and the savings account runs the risk of having the last payment made next month.

This is because debates about the end of this modality intensify over time, receiving more and more support from the Minister of Labor and Employment, Luiz Marinho. But while there is no definitive opinion, the redemption can be made by birthdays in the month of April.

This group, if they still support withdrawals due to termination, are already authorized to change modes through the application. FGTS. The request can be made up to April 30th. Meanwhile, the withdrawal period for these workers begins in April 1st and goes to June 28.

Below you will learn how to request a birthday withdrawal. In this link, I selected all the redemption options available through FGTS.

What are the FGTS birthday withdrawal rules?

The worker must comply with the general rules of the program to make the redemption in the birthday month. Then, it is important to know the balance deposited in the account. It is important to be aware that this model prevents the worker from withdrawing from the FGTS even if he is fired without just cause.

This is because the term of validity of the birthday withdrawal through FGTS is two years, during which time he is unable to carry out a new exchange under the redemption model. But even so, in case of dismissal without just cause, the worker who opted for the birthday withdrawal continues to be entitled to a termination fine of 40% on the amount deposited in the fund.

How to request the FGTS birthday withdrawal?

Anyone interested in starting to benefit from the FGTS birthday withdrawal it needs:

  • Download the FGTS application;

  • Log in with the account linked to Caixa;

  • Select the “Birthday Withdrawal” option.

When choosing this withdrawal model, you must remain linked to it for the minimum period of 24 months.

FGTS anniversary withdrawal calendar in 2024

Below, check out the calendar for FGTS 2024 birthday withdrawal:

  • January: from January 2nd to March 29th, 2024;

  • February: from February 1st to April 30th, 2024;

  • March: from March 1st to May 31st, 2024;

  • April: from April 1st to June 28th, 2024;

  • May: May 1st to July 31st, 2024;

  • June: from June 3 to August 30, 2024;

  • July: from July 1st to September 30th, 2024;

  • August: from August 1st to October 31st, 2024;

  • September: from September 2nd to November 29th, 2024;

  • October: from October 1st to December 31st, 2024;

  • November: from November 1, 2023 to January 31, 2025;

  • December: from December 2, 2023 to February 28, 2025.

Main changes to the FGTS anniversary withdrawal in 2024

One Bill (PL) providing for this change must be sent to the National Congress to be appreciated by parliamentarians as soon as possible. The expectation is that the Federal Executive speed up the process and complete shipping in the next few days.

Currently, the worker who adheres to FGTS birthday withdrawal is authorized to withdraw only the termination fine of 40% in the event of unfair dismissal. The release of the full balance would be capable of injecting approximately R$14 billion in the country’s economy, according to estimates from the Ministry of Labor and Employment.

Firstly, the proposal needs to be analyzed by the President Lula and only then sent to the National Congress. The head of work folder, has always taken a stand against the FGTS birthday withdrawalconsidering the modality a “slutty” with the worker.

However, considering that the end of FGTS birthday withdrawal could face resistance in National Congress, Luiz Marinho expressed the intention to review the measure.

8d5058ac2f.jpgWith-the-end-of-the-FGTS-birthday-withdrLaura Alvarenga

Laura Alvarenga has a degree in Journalism from Centro Universitário do Triângulo in Uberlândia – MG. She started her career in communications consultancy, spent a few years working in small local printed newspapers and is now pursuing a career in online journalism through the FDR portal, where she researches and produces content on the economy, social rights and finance.


The article is in Portuguese

Tags: FGTS birthday withdrawal workers redeem R8000 savings

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