7.2 MILLION FGTS subscribers are taken by surprise this week

Currently, around 7.2 million of Brazilians are unemployed, unable to use the Service Time Guarantee Fund (FGTS). O minister Luiz Marinhoin a press conference, mentioned the possibility of abolishing the birthday withdrawal, arguing that its rules severely restrict withdrawals for two years, including in cases of dismissal.

This measure aims to allow this contingent of unemployed people to access retained resources, totaling approximately R$22 billiondue to the limitations imposed by the FGTS birthday withdrawal.

O Ministry of Labor and Employment has discussed this proposal as a way of expanding access to the fund’s resources for those who are unemployed and facing financial difficulties.

The minister highlighted the importance of reviewing restrictions on FGTS birthday withdrawal, especially for the unemployed. He emphasized that this measure can help these workers regain financial stability after job loss, providing support in times of economic hardship.

Furthermore, Marine expressed concern about the negative impact of the anniversary withdrawal on resources allocated to housing and sanitation. He highlighted that around R$100 billion were withdrawn by banks due to this practice, which could affect investments in these essential areas.

O FGTS It is a crucial reserve to protect workers in times of difficulty. Labor savings are extremely important as support in situations of unemployment, serious illnesses and to assist in purchasing housing.

Below you will learn how to prevent the possible end of the birthday withdrawal and learn about other withdrawal methods. In this link, I explain everything you need to know about the FGTS for birthdays.

How to prevent the end of the FGTS?

Deactivating the FGTS proposed by the government Lula requires a simple transition. To cancel, access the application FGTS and then click “Birthday Loot”.

Choose the option “Withdrawal-termination modality” and confirm the change, aware that the withdrawal-termination will only be effective after 25 months. Complete the process by clicking “Yes”. Check out the step by step below:

1. Log in to the FGTS application and click on the “Birthday Withdrawal” option to begin the cancellation process;

2. After opening the Birthday Withdrawal option screen, click on “Withdrawal-termination modality”;

3. The application will request confirmation of the change of modality, informing that the withdrawal-termination will only come into force after 25 months, to confirm click on the “Yes” option in the box;

4. Ready! You managed to cancel the FGTS Birthday Withdrawal. You can follow the history through the application itself.

FGTS withdrawal methods

O Guarantee Fund has approximately 14 withdrawal modalities, ranging from withdrawal upon termination, to withdrawal for birthdays, retirement, calamity, etc. Look:

1. Unfair dismissal by the employer;

2. Termination of the contract for a fixed period;

3. Termination due to bankruptcy, death of the individual employer, domestic employer or invalidity of the contract;

4. Termination of the contract due to mutual fault or force majeure;

5. Retirement;

6. Personal, urgent and serious need, arising from a natural disaster caused by rain or floods that have reached the worker’s area of ​​residence, when the emergency situation or state of public calamity is thus recognized, by means of a federal government order;

7. Suspension of Casual Work;

8. Death of the worker;

9. When the holder of the linked account is aged 70 or over;

10. When the worker or his dependent is a carrier of the HIV virus;

11. When the worker or his dependent has cancer;

12. When the worker or his dependent is in a terminal stage, due to a serious illness;

13. Permanence of the worker holding the linked account for three uninterrupted years outside the FGTS regime, with leave from 07/14/1990;

14. Acquisition of your own home, settlement or amortization of debt or payment of part of the housing financing installments.

Who is entitled to FGTS withdrawals?

O FGTS it is aimed at rural workers, including harvesters; hired on a temporary or intermittent basis; loose; director not employed; domestic worker or professional athlete. But to do so, any of them must meet the following requirements:

Since the year of 2020O FGTS It also started to be paid to workers who provide services through transport applications, such as car drivers. Uber and application deliverers.

How to check the FGTS balance?

Workers can check their balance FGTS through the fund’s application or, for those who are a client of the Caixa Econômica Federal (CEF), via internet banking, which can be accessed via computer or mobile devices. See the step-by-step guide for each modality:

Through the FGTS application:

1. Access the application;

2. Click on the “My FGTS” option or “see all your accounts”;

3. Select the desired FGTS account to view the statement. To generate a document in PDF format, click on “generate PDF extract”. To consult the contract data, click on “contract data”.

Via Caixa internet banking:

1. Visit www.caixa.gov.br;

2. Click on “Benefits and Programs”;

3. Click on “FGTS”;

4. Click on “FGTS Statement”;

5. Enter the PIS and CPF numbers;

6. Enter your password;

7. In the menu, select “FGTS” and then “Full Statement”.