The Serasa Score is a measure of financial reliability, ranging between 0 and 1000, which indicates the probability of a consumer paying their bills on time in the coming months, giving them a better or worse reputation in the market.
Credit bureaus such as Serasa, SPC and Boa Vista calculate this score based on payment histories, number of active debts and CPF consultations.
Calculation methodologies vary, generating different scores. Serasa considers a more extensive history, while Boa Vista, for example, can focus on shorter periods. Maintaining good financial practices is essential to have a good score in both.
See too:
How to make extra income working as a delivery boy?
A high score on Serasa Score facilitates access to credit with better conditions, such as:
Achieving a good Serasa Score is not just a matter of having access to more advantageous credit. It’s a crucial step towards building a solid and peaceful financial future, with fewer worries and more opportunities.
But after all, how to increase your Serasa Score?
Increase your Serasa Score
There are some important tips that will help you get a better score:
- Negotiate your debts: Seek agreements to reduce the total amount and regularize your situation;
- Use the Positive Registration: Share your payment history for bills such as water, electricity and telephone to increase your score;
- Maintain a good relationship with banks: Avoid bounced checks and defaults.
Checking your Serasa Score is free and can be done simply:
Image: Alison Nunes Calazans / shutterstock.com
Tags: increase Serasa score efficiently
