For economist and Facamp professor José Ruas, today, pets occupy more and more space in families’ lives and occupy an important space in the family budget. According to him, the “humanization” of pets is a global trend.
Whether due to changes in birth patterns or changes in urban sociability conditions, pets become ‘part of the family’. Pet market strategies, in turn, move in this direction, exploring the dimensions of products and services that please humans. For this reason, spending on these products and services takes up increasingly larger portions of family budgets, especially in Western countries. Thus, heavier on budgets, they also start to occupy an important space in the financial planning of these families.
José Ruas, economist and professor at Facamp
What to evaluate before closing a plan for your pet
It is necessary to evaluate what each plan offers. Consider the coverage offered — appointments, exams, treatments and surgeries — monthly costs, deductible fees and co-pays, network of licensed veterinarians and access to emergency care.
Like any other insurance, pet insurance is protection for extreme cases.. In addition to getting to know the animal’s breed and its most common health problems, the insurance plan provider must be aware of shortcomings and the maximum number of appointments. In addition, it is worth noting coverage limitations and exclusions and customer reviews and the company’s reputation.
Observe where the plan is accepted. It is important to evaluate geographic coverage and partner clinics, informing yourself in advance about the quality of services offered.
