Since the beginning of May, an excellent opportunity has presented itself to workers who have a birthday this month: the possibility of making a birthday withdrawal from the Severance Indemnity Fund (FGTS). This benefit, which will be available until July 31st, allows access to a part of the accumulated balance, increasing the worker’s financial flexibility. It is worth noting that, if the withdrawal is not made within this period, the amounts will return to the total fund balance.
Implemented in 2020, the FGTS anniversary withdrawal is a modality that allows workers to withdraw, annually, a portion of the balance of their FGTS accounts, whether active or inactive. This innovation was created with the aim of providing more autonomy and options for using the FGTS, traditionally known for its restricted access.
How joining Saque-Anniversário works
To join this modality, it is not necessary to face long queues or bureaucracy. The entire process can be done digitally, through the FGTS app or website. Here’s a simplified step-by-step guide:
- Download the FGTS app, available for Android and iOS;
- Log in using your account details linked to Caixa Econômica Federal;
- In the main menu, select the “Birthday Withdrawal” option and follow the instructions to complete the membership.
Main differences between Withdrawal-Termination and Withdrawal-Anniversary
Within the FGTS system, there are mainly two types of withdrawals: withdrawal-termination and withdrawal-birthday. The withdrawal-termination modality is activated when the worker is dismissed from the company without just cause, allowing him to access the total accumulated in his account, including a termination fine. On the other hand, the birthday withdrawal is a choice that generates the right to annual withdrawals of a fraction of the total balance, without affecting the balance in cases of unfair dismissal.
Anniversary withdrawal release dates in 2024
The 2024 birthday withdrawal transfers extend until the beginning of 2025. Check all the release dates according to the month of birth below:
- January: January 2nd to March 29th
- February: February 1st to April 30th
- March: March 1st to May 31st
- April: April 1st to June 28th
- May: May 2nd to July 31st
- June: June 3rd to August 30th
- July: July 1st to September 30th
- August: August 1st to October 31st
- September: September 2nd to November 30th
- October: October 1st to December 29th
- November: November 1st to February 28th, 2025
- December: December 2 to March 29, 2025
It is essential to pay attention to these dates to enjoy the benefits of the birthday withdrawal without any setbacks. Choosing this withdrawal method implies a commitment of 24 months before being able to change the withdrawal option.
The FGTS anniversary withdrawal not only provides annual liquidity of the resources retained in the FGTS, but also allows for more strategic financial planning and the possibility of using these resources for investments or immediate personal needs.
Tags: Learn withdraw FGTS birthday withdrawal
