FGTS: up to R$6,000 may be available to you; Find out who is entitled to receive it!

O Service Time Guarantee Fund (FGTS) plays a crucial role in the economic security of Brazilians. This important tool helps in situations such as unemployment or when purchasing your own property.

How is the new FGTS withdrawal plan structured?

In 2024, we will witness significant changes in the guidelines for withdrawing FGTS, providing greater flexibility and new opportunities for workers. Notably, the birthday loot stands out, allowing withdrawals annually based on the beneficiary’s month of birth.

Who is eligible to withdraw FGTS?

• Workers who were born between April and December must join the birthday withdrawal until the end of their birth month to withdraw in the current year.
• Those born in February and March, who have already joined the birthday withdrawal, are currently eligible to make the withdrawal.
• Individuals who celebrate their birthdays from January to March and have not previously subscribed to this modality can still request a loan to advance their installments.

Rates applicable when withdrawing FGTS

1. Up to R$500.00: 50% rate.
2. From R$500.01 to R$1,000.00: rate of 40% plus a sum of R$50.00.
3. From R$1,000.01 to R$5,000.00: rate of 30% plus a sum of R$150.00.
4. From R$5,000.01 to R$10,000.00: rate of 20% plus a sum of R$650.00.
5. From R$10,000.01 to R$15,000.00: rate of 15% plus a sum of R$1,150.00.
6. From R$15,000.01 to R$20,000.00: rate of 10% plus a sum of R$1,900.00.
7. Above R$20,000.01: rate of 5% plus a sum of R$2,900.00.

The new FGTS withdrawal rules in 2024 seek to meet the emergency needs of workers, allowing for more effective and beneficial management of available resources.

How to check your FGTS balance?

To check your FGTS balance, check the following available options:

• Caixa Econômica Federal website: Enter the official portal and search for the FGTS section.
• FGTS application for smartphones: Available in the main application stores.
• Internet Banking: Customers of partner banks can access information via internet banking.
• SMS: Register on the Caixa website to receive updates via SMS.
• Telephone: Call 0800 726 0207 for information via telephone support.

Staying well informed about the conditions of your FGTS is essential to take advantage of all the benefits that this fund can offer.