Program releases R$ 108 thousand for MEIs and micro-enterprises; see how to withdraw the bonus

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New line of credit releases R$108 thousand for MEIs and micro-enterprises of any field of activity. With the program it is possible to access loans with reduced interest and longer payment terms. Check out more details.

Program releases R$ 108 thousand for MEIs and micro-enterprises; see how to withdraw the bonus (Image: FDR)

One of the great challenges of MEIs and micro-enterprises is to have access to the credit necessary for your business. With this in mind, the government created during the Covid-19 pandemic a exclusive program that releases R$108 thousand for these two audiences. The idea is to enable companies to develop.

With this amount, entrepreneurs can buy equipment, invest in infrastructure or improvements, pay their expenses or even purchase inputs.

Loan for MEIs and micro-enterprises

  • The loan is granted through the Pronampe (National Support Program for Micro and Small Businesses), created to strengthen Brazilian companies.
  • With it it is possible take out loans with amounts corresponding to up to 30% of the company’s annual revenue, being that the loan limit is R$150 thousand.
  • To help entrepreneurs, the payment period is extended, 11 months grace period, where payment is not necessary, and another 37 of effective debt payment; totaling 48 months.
  • Furthermore, entrepreneurs have access to reduced interest rates, just 6$ according to Selic.
  • To use Pronampe, the entrepreneur must share your annual revenue with the bankthe procedure can be carried out through the e-CAC portal, in the “Information sharing” tab.

According to FDR specialist, Laura Alvarenga, Individual Microentrepreneurs will be able to count on a package of exclusive benefits, check out.

What to know before taking out a loan?

In the case of an entrepreneur, regardless of the size of the company, it is necessary to observe:

  • Payment conditions;
  • Fees;
  • Possibilities of fraud and scams;
  • Consider the different possible forms of financing.

This week President Lula launched the Believe Program which offers loans to entrepreneurs,find out more.

Join the FDR community and receive free information on your Whatsapp!

8c7c3b31c0.jpg1714146083_627_Program-releases-R-108-thJamille Novaes

Baiana, graduated in Vernacular Literature from UESB, postgraduate in Education Management from Uninassau. Passionate about text production, she has worked as a writing editor, Portuguese language and literature teacher. She is currently dedicated to FDR and her second degree.


The article is in Portuguese

Tags: Program releases thousand MEIs microenterprises withdraw bonus

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