The Mega-Sena draws a prize estimated at BRL 63 million this Wednesday (25). How much would that money yield per month if it were invested in savings or fixed-income securities?
The R$ 63 million would provide approximately R$ 447 thousand per month in savings. Income is exempt from payment of income tax.
The 2026 Selic Treasury offers a remuneration of Selic + 0.1012% and would yield approximately R$ 531,000 every month, after deducting the 22.5% Income Tax.
The IR decreases as the resource is applied, reaching 15% after two years.
The CDB that pays 100% of the CDI (Interbank Deposit Certificate) would yield R$ 523,000 every 30 days, also deducting Income Tax.
IPCA+ Treasury: income of BRL 486 thousand
The IPCA+ Treasury with redemption in 2045 offers BRL 486 thousand every 30 days.
About the calculations
- The report consulted Marcos Edison Griebeler, Business Advisor at Sicredi Iguaçu PR/SC/SP, who made the calculations taking into account the Selic rate (13.75% per year) and the IPCA (Ample National Consumer Price Index), currently at 5.79% in the last 12 months.
- The value of the prize disclosed by Caixa already includes the 30% Income Tax discount.
- The calculation of income in the Treasury is theoretical, as the investment limit is R$ 1 million per month, per investor.